Why Get Pre-Qualified?
1. Pre-qualification is a must before making any offer. Sellers will not accept an offer without a pre-approval letter. It's simple and fast.
2. This quick process will show you what you can spend on a home, along with your payment information. Tax rates will affect your payment more than anything. I can narrow your payment, including taxes and insurance to a very close estimate.. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your ability to purchase their home.
3. If you are ready to start looking and don't have a lender in mind, call or text me, I have several great lender recommendations.